How to calculate insurer's and patient's share of medical procedure costs?
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The health insurance policy covers % of treatment costs. If the procedure costs $ ...
How much will the insurer pay, and how much will the patient pay out-of-pocket?
Calculation type: Calculating the percentage value of a given number (insurer's share) and then subtracting (patient's share).
Calculator usage:
Step 1 (Insurer's share): Use the Basic Percentage CALCULATOR ("What is X% of Y?"). Enter the percentage covered by the insurer as X (80) and the cost of the procedure as Y (2500). The calculator will calculate 80% of 2500.
Step 2 (Patient's share): Subtract the amount covered by the insurer calculated in Step 1 from the total cost of the procedure.
Explanation using a formula:
We are looking for the insurer's share (80% of 2500) and the patient's share.
Insurer's share = 80% of 2500
Insurer's share = (80 / 100) * 2500 = 0.8 * 2500 = 2000
Patient's share = Total cost - Insurer's share
Patient's share = 2500 - 2000 = 500
Calculator usage:
Step 1 (Insurer's share): Use the Basic Percentage CALCULATOR ("What is X% of Y?"). Enter the percentage covered by the insurer as X (80) and the cost of the procedure as Y (2500). The calculator will calculate 80% of 2500.
Step 2 (Patient's share): Subtract the amount covered by the insurer calculated in Step 1 from the total cost of the procedure.
Explanation using a formula:
We are looking for the insurer's share (80% of 2500) and the patient's share.
Insurer's share = 80% of 2500
Insurer's share = (80 / 100) * 2500 = 0.8 * 2500 = 2000
Patient's share = Total cost - Insurer's share
Patient's share = 2500 - 2000 = 500
Answer: The insurer will pay $ , and the patient will pay $ .